Nov 10, 20241 min read

Learn to Balance Spending and Saving with Real-Life Stories from Retirement Guidebook

Where should I start if my spending is too high for my retirement budget?

Discover Practical Budgeting Tips for Retirement in Chapter 3 of Retirement Guidebook."

Check out this story from Chapter 3 of “Retirement Guidebook.” Sylvia was always short at the end of the month and very stressed. She was convinced to see the help of a fee-only financial planner. For the first step, she was told to write down everything she spends money on in the next month. Next she categorized if the spending was required spending like the mortgage and utilities, important spending like new sneakers, and optional spending like eating out. When they met, her planner suggested they concentrate on reducing the optional spending. They were able to find several ways to save more than the $300 she was short each month…

For more information on retirement budgeting, financial planning, saving, and investing, check out our books full of stories and examples to guide you on your path to financial independence.

Check out our books on retirement and financial independence at htps://parentsfin.wixsite.com/website/books or our books on Amazon

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Financial Essentials for Women by Women

Investing for Financial Independence

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Financial Essentials for Couples