Start Your Road to Financial
Independence at Any Age
OUR STORY
FINANCIAL EDUCATION FROM 2 TO 99
Financial independence is an important topic at every stage of life. This website is based around the concept of “Financial independence for children, teens, and adults.” Our belief is that financial education should start at a young age (between 2 and 4) and needs to continue throughout life. To help with this goal we have created this website and have published three books on these subjects with several more to come. The books are short and focused on a specific age group or life event. Topics include teaching your child or teen about money, your first-time living independently, living as a couple, preparing for retirement and more.
EMPOWERING PARENTS TO EDUCATE THEIR CHILDREN ABOUT MONEY
Our two-book series aimed at parents and teens was written in response to widespread insolvency and financial illiteracy among the young and older adults alike. Parents are largely responsible for educating their children in financial matters, although many parents did not get educated while growing up and therefore struggle to teach these skills to their children - and may be coping with money management and financial independence problems of their own. These books share ways to teach that are fun so that your child can grow up confident and competent in handling their finances when they begin to live on their own.
The first book in the series, Raising Financially Independent Children, supports parents in educating children starting from age two through twenty when their children are on their road to independence. Our second book, Financially Independent Teens, is focused on financial tools, decision skills and information teens need as they make education and career choices.
These books are practical guides so that your child sets goals, makes plans, creates budgets, and tracks their progress while they are participating in a family activity. This series is created to allow you as a parent to age-appropriately prepare your child for ease in managing money, to see delayed gratification as natural, to evaluate choices, and to make informed decisions. Sound financial practices and habits not only support greater wealth from saving and the power of compound investing, but also by avoiding costly errors when finding loans or getting credit. Your teen will also find ideas on how to generate income in fields in which they are passionate.
What you will find in these books:
· As a new parent, you have a financial parenting guide.
· You understand how to use value-driven allowance.
· Your child is empowered to make money-smart decisions.
· Your teen knows how to budget, save and invest.
· Your student has a template for comparing college or trade school costs.
· Your child is comfortable and competent in most economic life situations.
· Your independent child knows how to get more information and ask for professional help.
By starting early to develop sound financial habits, we believe the next generation will be better prepared for the financial challenges of modern life.
EMPOWERING ADULTS TO BECOME FINANCIALLY KNOWLEDGEABLE
Financial independence is an important topic at every stage of life. Our books and website are in response to widespread insolvency and financial illiteracy among young and older adults alike.
We aim to provide you with the essentials of what is needed for a strong financial foundation. Topics such as establishing and maintaining good credit, developing healthy habits in spending, saving, creating an emergency account, investing, and starting a retirement fund are covered. Some of the key topics covered include:
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Budgeting and saving
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Building your credit score
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Investing in stocks and exchange traded funds
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Setting up an IRA, 401 K or other retirement account
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Learning the value of compounding
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Empowering yourself to be financially confident
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Setting up a monthly budget
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Important legalities including financial powers of attorney, Wills, and Trusts
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The power of compounding - how small periodic investments grow over time