protect your tax refund Scammers are ramping up their effort this tax season Costco just sent an email to their credit card customers warning them that scammers are especially active during the tax season Scams, Fraud, and Protecting Your Money are useful guides for anyone who wants to be one step ahead of scammers. Learn how to avoid being hacked, scammed, or financially compromised by setting up simple but powerful safeguards. This book breaks down cybersecurity basics in plain language—perfect for anyone who is concerned. Amazon Special: Just $.99 for Kindle / $4.99 though 3/2826 tax season is prime time for scammers—and they’re getting more sophisticated every year. A quick reminder for everyone reading this: If someone pressures you, asks for personal information, or promises “guaranteed” financial gains… pause. Verify. Protect yourself.. Remember the I does not call you for information You would get an official letter from them if they need any more information Hang up if somebody says they’re from the IRS Scammers would love to get a piece of your tax refund or use the opportunity to contact you fishing (phishing) for your precious personal information. • The IRS will not contact you by email, social media or a phone call pressuring you to make payment. • Be sure that you are getting your tax help from a qualified source. • Remember that investment returns that are too good to be true may be a scam. Check any firm with the Securities and Exchange Commission (SEC) or Financial Industry Regulatory Authority (FINRA) before investing and use verified investment platforms only. • Be wary of anyone who calls requesting money for a sick relative, or to help a friend. Never send or accept funds from someone you’ve only met online without verifying their identity. If you think you may have been targeted for a scam, report it at https://reportfraud.ftc.gov/ Scams, Fraud, and Protecting Your Money is a useful guide for anyone who wants to be one step ahead of scammers. Learn how to avoid being hacked, scammed, or financially compromised by setting up simple but powerful safeguards. This book breaks down cybersecurity basics in plain language—perfect for anyone who is concerned. Free Download: EPUB Version on Our Website Amazon Special: Just $.99 for Kindle / $4.99 Print (Limited Time!) Check out or tour targeted books on amazon Guidebook: From Planning Your Retirement to Enjoying It Financial essentials for couple— available on Amazon. 🔗 Links: • Website & free resources: https://parentsfin.wixsite.com/website/books • Amazon page: https://tinyurl.com/r8xy3ve • YouTube channel: https://www.youtube.com/@financialliteracy-t8c

Protect your tax refund Scammers are ramping up their effort this tax season

Do You Know How to Protect Your Identity and Financial Accounts? Scam-Proof Your Life: Financial Safety in a Digital World Don’t Get Hacked! A Practical Guide to Financial Safety Do You Know How to Protect Your Identity and Financial Accounts? Cybercriminals are getting smarter. Are you doing everything you can to protect your money, your data, and your peace of mind? Amazon Special: Scams, Fraud, and Protecting Your Moneyon sale until 3/28 Amazon /26le / $4.99 Print (Limited Time!)Until 3/ 📚 28/25 Scams, Fraud, and Protecting Your Money is an essential guide for anyone who wants to be one step ahead of scammers. Learn how to avoid being hacked, scammed, or financially compromised by setting up simple but powerful safeguards: ✅ Use strong, unique passwords ✅ Set up transaction alerts for all accounts ✅ Understand how your state handles Social Security Number disclosures ✅ Enable multi-factor authentication ✅ Monitor your credit regularly This book breaks down cybersecurity basics in plain language—perfect for anyone who is concerned. Amazon Special: Scams, Fraud, and Protecting Your Moneyon sale until 3/28 Amazon /26le / $4

Did you know that children born in 2035 get a free account with $1000 A new U.S. government program, called "Trump Accounts," will provide a one-time ($1,000) deposit to eligible newborns born between January 1, 2025, and December 31, 2028. If the initial $1,000 deposited remained invested and earned 10.03% per year it would be worth approximately $500,000 at 65. To qualify, the baby must be a U.S. citizen with a Social Security number. The money must be invested in low-cost stock mutual funds or ETFs, and the child can access the funds at age 18, although funds may be taxed upon withdrawal. Funds remaining in the account transition to a traditional IRA. Parents can open these accounts and contribute up to ($5,000) a year, with the initial deposit being a one-time government contribution. While the program was announced in 2025, accounts cannot be funded until July 2026. Further rump accounts information the Trump Accounts website.gov dpn’t wait sign up now The $1,000 free government deposit only goes to children born between 2025 and 2028. So if your child is 6 years old now, they would not receive the $1,000 government deposit, but you could still open the account and contribute money yourself. Some children under 10 may qualify for a smaller $250 charitable deposit depending on their ZIP code and income levels in that area. Don’t forget your older children create thee accounts now Check out Raising Financially Independent Children to help you learn to educate your children about the value of this account and discuss finances with them to make them money smart adults Check out our books on financial independence at https://parentsfin.wixsite.com/website/books or our books on Amazon Retirement Guidebook- From Planning Your Retirement to Enjoying It Budgeting for Women by Women FREE on our website Financial Essentials for Women by Women Investing for Financial Independence FREE on our website Raising Financially Independent Children Financially Independent Teens

"Money Matters: Empowering Women Through Financial Literacy Check out Financial Essentials for Women by Women on Amazon through January 20th • Understand the importance of financial independence for women • Feel confident that you understand your financial situation. • Be a role model: Inspire your daughters to dream big! • Set clear financial goals and commit to them. • Build a robust emergency fund. • Break through barriers to financial success. • Master budgeting and take charge of your credit score. • Plan• for the future with retirement accounts and smart home ownership. • Invest confidently with a clear understanding of risk. 📘 Dive into financial independence with: Financial Essentials for Women by Wome Budgeting for Women by Women Available now on our website. Explore our empowering collection: https://tinyurl.com/r8xy3ve • Financial Essentials for Women by Women • Raising Financially Independent Children • Financially Independent Teens • Financial Essentials for Couples • Investing for Financial Independence (Free on our website) • Scams, Fraud, and Protecting Your Money (Free on our website) Dive into financial independence with our series of book’s o and checkout our website n our website https://parentsfin.wixsite.com/website/books. Plus, explore our empowering collection on Amazon and take charge of your money today! Budgeting for Women by Women FREE ON OUR WEBSITE Financial Essentials for Women by Women Raising Financially Independent Children Financially Independent Teens Financial Essentials for Couples Investing for Financial Independence FREE ON OUR WEBSITE Scams. Fraud and protecting your money FREE ON OUR WEBSITE

Build Wealth Together – Not Apart! 💰 • Check out our website for more information and links to buy Financial Essentials for Couples https://parentsfin.wixsite.com/website/books Check out our amazon page for descriptions of our books https://tinyurl.com/r8xy3ve SUBSCRIBE NOW Love & Money: The Couple’s Guide to Financial Success Whether you're newlyweds or longtime teammates, Financial Essentials for Couples is your go-to guide to: ✅ Set shared financial goals ✅ Manage money without conflict ✅ Create a future you both love 📘 Clear, relatable, and easy to follow – this book is perfect for real-life couples, just like you. Topics include how to create a couple’s budget that works, how to blend risk tolerance to create a viable investment plan, And of course, how to set goals and plan that support the life of your dreams 🎯 Ready to feel more connected and confident with your money? Smart Money, Strong Relationship Are you and your partner on the same financial page? Whether you're newlyweds or longtime teammates, Financial Essentials for Couples is your go-to guide to: ✅ Set shared financial goals ✅ Manage money without conflict ✅ Create a future you both love 📘 Clear, relatable, and easy to follow – this book is perfect for real-life couples, just like you. 🎯 Ready to feel more connected and confident with your money? 👉Get your copy today on Amazon: 📘 Explore our Financial Independence Series Available at our website or on Amazon: t htps://parentsfin.wixsite.com/website/books #MoneyAndLove #BuildWealthTogether #MarriageGoals #FinancialEssentialsForCouples,#CouplesFinance , #SmartMoneyMoves

Most teens graduate without learning how money really works. This book changes that. Through relatable stories and real-world examples, Financially Independent Teens helps families talk about budgeting, saving, and investing in a way that sticks. Give your teen a financial start. Get Financially Independent Teens now iA story-based guide that makes financial literacy practical and engaging for teens and parents. effectively, and build a strong foundation for their financial future. Skills that are discussed include:: 💳 Budgeting & Spending Wisely • Learn to budget monthly expenses like food, books, transportation, and bills. • Make smart spending choices to avoid running out of money before the month ends. • Track where every dollar goes—and cut unnecessary costs. 🧾 Understanding Credit & Building a Score • A good credit score is vital: many landlords require it, and utilities may demand high deposits without it. • Teach your teen how credit cards work, the importance of paying on time, and the long-term impact of credit history. 💼 Saving & Investing Early • If your teen has a job, they can open a retirement account like a Roth IRA. • Encourage them to start investing early—compound interest can significantly grow their wealth over time. • Take advantage of employer matches when available.🎓 College Costs & Financial Aid • Financial aid can be confusing—analyze the pros and cons of loans, grants, and scholarships carefully. • One overlooked factor: graduation timeline. Finishing in 4 years instead of 5 or 6 can save tens of thousands in tuition and help them enter the workforce earlier. 📚 Learn More with Financially Independent Teens Our book, Financially Independent Teens, is written for teens and parents. It covers: • Budgeting, saving, credit, and investing • Understanding and evaluating college loans • Real-life examples and stories that make finance easy to understand 📘 Available on Amazon ________________________________________

Smart Money. Strong Relationship. Lasting Wealth. 💍💰 Money can bring couples closer — or quietly push them apart. Financial Essentials for Couples helps you build a future you both believe in. Whether you're newly married or years into your journey together, this practical, easy-to-follow guide shows you how to: ✅ Cre• ate shared financial goals that truly align ✅ Build a budget that works for both personalities ✅ Blend different risk tolerances into one smart investment plan ✅ Reduce money stress and avoid common conflicts ✅ Design a financial future that supports your dreams No complicated jargon. No unrealistic advice. Just real-world strategies for real couples. When you plan together, you grow together. Ready to feel confident, connected, and in control of your money? 👉 Get your copy today on Amazon Check out our website for more information and links to buy Financial Essentials for Couples https://parentsfin.wixsite.com/website/books Check out our amazon page for descriptions of our books https://tinyurl.com/r8xy3ve SUBSCRIBE NOW 📘 Explore the full Financial Independence Series 🌐 Learn more on our website Build wealth side by side — not separately.

Stay tuned for more antics from these two main two **** cat kittens They're 6 months old Watch how they grow