Check out our website for more information and links to buy or download FREE as EPUB Scams, Fraud, and Protecting Your Money. https://parentsfin.wixsite.com/website/focused-ebooks To Buy Scams, Fraud, and Protecting Your Money on Amazon: https://www.amazon.com/gp/product/B0F1VC4J62?ref_=dbs_m_mng_rwt_calw_tkin_8&storeType=ebooks&qid=1751401611&sr=8-1 Do You Know How to Protect Your Identity and Financial Accounts? Scam-Proof Your Life: Financial Safety in a Digital World Don’t Get Hacked! A Practical Guide to Financial Safety Do You Know That TMI (Too Much Information) can Jeopardize Your Identity and Financial Accounts? Cybercriminals are getting smarter. Are you doing everything you can to protect your money, your data, and your peace of mind? Scams, Fraud, and Protecting Your Money is an essential guide for anyone who wants to be one step ahead of scammers. Learn how to avoid being hacked, scammed, or financially compromised by setting up simple but powerful safeguards: Scams, Fraud, and Protecting Your Money shows you exactly how to stay one step ahead: • Know your rights: Many states don’t require you to share your Social Security Number or birth date with health-care providers. Check your state’s rules before you hand over sensitive data. • Lock down every account: o Strong, unique passwords o Multi-factor authentication o Real-time transaction alerts o Ongoing credit monitoring Learn from real stories: • Betty dodged the “grandparent bail” scam by calling her grandson first. • Sara lost savings to a fake bitcoin dealer—see what she missed so you won’t. • And many other stories • See Betty’s story below and hear it in the video Betty was very close to her grandchildren. She received a phone call from a “lawyer” saying her grandson, Fred, was in jail. The “lawyer” said that Fred told him Grandma would provide him with bail money and a retainer to help him. Betty initially panicked, but after a few minutes she said, “Give me your info and I will see how much I can get together and call you back”. What Betty was really planning to do was contact Fred and Fred’s mom Amy. Luckily, Fred answered the phone with, “Grandma, are you OK? He worried about her and decided to answer her call even though he was at work. Betty confirmed that Fred was fine, and the call was a scam. This is an example that is a best practice. If you are interested, you can read about Sara, who sadly was taken in by a very persuasive dealer promising high bitcoin returns. This book breaks down cybersecurity basics in plain language—perfect for anyone who is concerned. 📘 Free Download: EPUB Version on Our Website https://parentsfin.wixsite.com/website/focused-ebooks

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Download your free eBook at https://parentsfin.wixsite.com/website/focused-ebooks Or buy on amazon at https://tinyurl.com/r8xy3ve New scams and types of fraud pop up every day—don’t let your money be an easy target. Scams, Fraud, and Protecting Your Money is your practical guide to staying safe in the digital age. Whether you’re managing your accounts or guiding your family, this book walks you through simple steps to prevent identity theft, spot fraud, and lock down your financial life. You’ll learn how to: • Protect personally identifiable information • Use multi-factor authentication effectively • Set up transaction alerts and credit monitoring • Guard against phishing, social engineering, and more 💸 Download it FREE on our website: 👉 Click here to get your copy (https://parentsfin.wixsite.com/website/focused-ebooks EPUB format – works with Kindle and Apple Books!) 📚 Prefer print or Kindle? Get it on Amazon at an introductory price:

Check out our website for more information and links to buy Raising Financially Independent Children https://parentsfin.wixsite.com/website/books Buy on Amazon at https://www.amazon.com/gp/product/B0C72WT3Q2?ref_=dbs_m_mng_rwt_calw_tkin_5&storeType=ebooks&qid=1751459930&sr=8-1 Raising Financially Savvy Kids: How to Prepare Them for Success in an Ever-Changing Economy Teaching children the value of work and money from an early age is essential. In today's rapidly changing economic landscape, it's crucial to equip our children for future success. This post offers practical strategies to prepare kids for a stable and successful financial future. Develops Responsibility One of the first lessons children learn about money is the importance of responsibility. When kids earn their own money through chores or other tasks, they see a direct connection between their efforts and rewards. For example, when a child commits to cleaning their room or helping with household tasks in exchange for an allowance, they learn that hard work is necessary for achieving their goals. This understanding fosters a sense of accountability, which benefits their decision-making skills in various areas of life. Children who recognize the importance of earning what they desire tend to take pride in their achievements, reinforcing the behavior of goal-setting and hard work. Fosters Independence Financial literacy provides a solid foundation for independence. When children learn how to manage their own money, they become empowered to make confident decisions Practical Ways to Teach Kids About Money Here are some creative strategies for parents to teach their children about financial management and work: 1. Allowance with a Twist: Link allowances to chores or responsibilities. This approach reinforces the idea that effort translates to earning. 2. Savings Goals: Motivate kids to save for something special, such as a toy or a video game. Use a savings jar as a visual aid to track their progress and celebrate milestones. 3. Investment Games: Engage children in games that simulate investing and financial decision-making. Educational apps can offer a fun way to learn about managing money. 4. Involve Kids in Budgeting: Include children in family budgeting discussions. Sharing your financial planning gives them insight into managing expenses and making informed choices. 5. Support Entrepreneurial Ventures: Encourage your child's creative projects, like a lemonade stand or a pet-sitting business. Real-life experiences provide invaluable lessons in earning and managing money. 6. Teach the Importance of Giving: Discuss charitable giving to teach kids that money has a broader purpose. Help them identify causes they care about and how they can contribute. Our books Raising Financially Independent Children and Financially Independent Teens both discuss how to teach children about budgeting and making choices. Check out our books and other posts on financial independence at https://parentsfin.wixsite.com/website/books or our books on Amazon: https://www.amazon.com/dp/B08YD6Z2T7?binding=kindle_edition&qid=1751459930&sr=8-1&ref=dbs_dp_rwt_sb_pc_tkin

When you think of retirement, do you feel nervous or excited? Check out our website for more information and links to buy the "Retirement Guidebook" https://parentsfin.wixsite.com/website/books or to buy on Amazon: https://www.amazon.com/Retirement-Guidebook-Planning-Financial-independence/dp/B0DKXNSK6H/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1751459930&sr=8-1 Retirement Guidebook: From Planning Your Retirement to Enjoying It is a great resource to help you prepare, no matter your age or stage. Whether you're: • Just starting your journey at 40, • Nearing retirement at 60, or • Realizing you’ve got more years to enjoy at 75 . When you think of retirement, do you feel nervous or excited? Do you understand how your choices about Social Security and Medicare will shape your future? Do you know the tax and healthcare impacts of choosing a Roth versus a Traditional retirement account? This guide simplifies complex topics like investing, Social Security, Medicare, and taxes into practical, relatable information and suggestions with real-life examples. 🎯 Don’t leave your future to chance. Start learning today for a confident tomorrow. 🛍️ Explore our full collection of books on retirement and financial independence: Retirement Guidebook- From Planning Your Retirement to Enjoying It Budgeting for Women by Women FREE on our website Financial Essentials for Women by Women Investing for Financial Independence FREE on our website Raising Financially Independent Children Financially Independent Teens Financial Essentials for Couples Scams, Fraud, and Protecting Your Money FREE on our website

Check out our website for more information and links to buy Raising Financially Independent Children https://parentsfin.wixsite.com/website/books Buy on Amazon at https://www.amazon.com/gp/product/B0C72WT3Q2?ref_=dbs_m_mng_rwt_calw_tkin_5&storeType=ebooks&qid=1751459930&sr=8-1 Join us as we explore how to raise financially savvy kids! Teaching kids the value of work and money early on sets the foundation for good lifelong financial habits. By showing them that effort leads to rewards, they’ll develop a strong work ethic and an understanding of personal responsibility. Our video and books offer tips on how to integrate these lessons into everyday life. We teach our children to avoid hot stoves and talk to strangers, but money is another essential lesson. Adults need to manage money in all aspects of life, so why not start young? A child as young as 2 or 3 can help with small tasks around the house—like bringing dishes to the kitchen or picking up toys. A token of appreciation, like a cookie after a week of effort, teaches them the power of earning rewards through action.