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The importance of starting a retirement account early
The power of compounding means that every extra year that your money is invested can have a big impact on the total that you will have...
parentsfin
May 1, 20221 min read


Emergency Fund? Yes, you need one!
Do you know what would happen if you had a major expense or lost your job? Saving to this account is the first order of business. Anyone...
parentsfin
Apr 28, 20221 min read


Did you know that Financial Literacy Month is celebrated in April?
“Financial independence for children, teens, and adults” is a series of short books focused on a specific age group or life event. All...
parentsfin
Apr 25, 20221 min read


Make your tax refund work for you
Make your tax refund work for you! Here are some ideas of what to do with it: Pay Down Debt: If you have credit card debt, this may be a...
parentsfin
Apr 22, 20221 min read


What can you teach a 3-year-old?
For young kids, you can give them an allowance in quarters they put into a glass jar or place on a goal sheet. Perhaps you may give them...
parentsfin
Apr 20, 20221 min read


Budgeting teaches kids how to wait.
If your child wants something expensive like a Scooter or bicycle, it is a good idea to have your child save for part of the cost. You...
parentsfin
Apr 17, 20221 min read


Are your teens going to vocational school?
They need to make informed choices. Financially Independent Teens can help you! In Chapter 7, “Life after High School” your teen can...
parentsfin
Apr 13, 20221 min read


Budgets for Middle Schoolers? Yes!
Teaching your middle schoolers how to manage a budget is an invaluable life skill. Now that they are in middle school there are many...
parentsfin
Apr 9, 20221 min read


Why should your child get their first credit card at 16?
Did you know that landlords may require a certain credit score to rent their property? And that credit scores may be used to set interest...
parentsfin
Apr 6, 20221 min read


Comparing college cost are not as straightforward as reading the financial aid award.
College financial aid offers do not differentiate between grants scholarships and loans when showing what you need to pay Be careful when...
parentsfin
Apr 2, 20221 min read
How can you teach your teen to evaluate alternatives and make decisions
How can you teach your teen to evaluate alternatives and make decisions within realistic financial constraints? Here is a story from...
parentsfin
Mar 27, 20221 min read


Teach your children to begin saving at an early age!
Our books Raising Financially Independent Children and Financially Independent Teens provide tools in Chapter 3 on how to start. The Los...
parentsfin
Mar 27, 20221 min read
Learn how rachel turned her babysitting money into a new car
Rachel’s story illustrates the importance of saving and investing, but this is just one example of an action that can ease your teen’s...
parentsfin
Mar 22, 20222 min read
Want to educate yourself or your children about financial basics?
Check out these story-based books: Raising Financially Independent Children Financially Independent Teens Financial Essentials for...
parentsfin
Mar 20, 20221 min read


How do we decide what we can afford to do on our zoo trip?
This is a way to eliminate stress and make choices ahead of time. There are 3 of us going, Mom, Jessica, and Jessica’s friend Silvia. We...
parentsfin
Mar 16, 20221 min read
Is your teen planning to live independently soon?
This story from Chapter 9 in Financially Independent Teens highlights information that may be helpful in finding a place to live. “Hakim...
parentsfin
Mar 9, 20222 min read
Do you know how to create a budget now that you are partners? Here is one story from Financial Essen
“Maria and Manuel were diligent with having a budget, tracking it, and trying to stay within their budget. They had $400 budgeted each...
parentsfin
Mar 5, 20221 min read
Importance of saving and investing
Rachel’s story illustrates the importance of saving and investing, but this is just one example of an action that can ease your teen’s...
parentsfin
Mar 2, 20222 min read


ATTENTION PARENTS AND GRANDPARENTS OF HIGH SCHOOL SENIORS:
Are you looking for more information on how to optimize your senior’s educational choices? Is vocational school or college the better...
parentsfin
Feb 22, 20221 min read
Learn basic finance concepts for you and your children
“The Road to Financial Independence” is a multi-book series written in response to widespread insolvency and financial illiteracy among...
parentsfin
Feb 19, 20221 min read
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