What Does Your Teen Need to Know When Going Off to College? Is Your Teen Ready for College Finances? COMPARING COLLEGES: What You Really Need to Know Before Choosing

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What Does Your Teen Need to Know When Going Off to College?

Is Your Teen Ready for College Finances?

COMPARING COLLEGES: What You Really Need to Know Before Choosing

Check out our books on  teens. College and financial independence at htps://parentsfin.wixsite.com/website/booksand on Amazon

College is about more than academics — it's a crash course in real life. For many teens, this is their first time managing money on their own, and the stakes are high. Without guidance, young adults can quickly fall into debt, mismanage credit, or simply run out of cash mid-semester.

 That's why financial literacy is one of the most important skills your child can take with them to campus.

When your teen leaves for college, they’re not just packing clothes and school supplies — they’re taking on adult responsibilities. That includes:

Creating and following a budgetUsing credit cards responsiblyPlanning for unexpected costs

Without these skills, students can face stress, debt, and even drop out due to financial pressures. But with the right tools and guidance, they can develop the confidence to manage their money wisely.

What to compare when choosing a college:

Cost of attendance (excluding loans)

 Time to graduate (4-year vs. 5-year+ rates)

 Post-graduation employment & average starting salary

 Housing (on/off-campus options and costs)

Meal plans & food costs (Are they required? Can you cook?)

Want to go deeper? Check out   Financially Independent on Teens On Amazon

Introducing: Financially Independent Teens

Financially Independent Teens is a story-based book written by Nancy Burgandine that blends personal finance education with engaging narratives to help teens understand and apply essential money principles. Perfect for reading solo or as a parent-teen resource.

Topics covered include:

Budgeting (and sticking to it)

Managing credit cards wisely

Evaluating and comparing college costs

Understanding student loans and financial aid

Setting up checking/savings accounts

Exploring early retirement savings options

Investing basics and the power of compounding

Real-world consequences of poor credit (renting, deposits, job applications)

📖his isn’t just theory — the book uses examples and stories to bring financial lessons to life in a way teens will actually get.

Smart Planning = Long-Term Payoff

Graduating in four years instead of five or six saves’ thousands in tuition and helps launch your teen’s career sooner.

Good credit matters — many landlords and utility providers check credit scores and may require large deposits without one.

 📈 Teens with jobs can open retirement accounts and take advantage of employer matches — investing early makes a huge difference over time.

· Understanding the real cost of college and evaluating financial aid packages carefully can make or break your teen’s financial future

of employer matches — investing early makes a huge difference over time.

And don’t forget — understanding the real cost of college and analyzing financial aid packages wisely can make or break your teen’s financial future.

📲Ready to Learn More? Go to Amazon and get Financially Independent Teens

Visit our website for info, free resources, and direct links to purchase:

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