Pay Down Debt: If you have credit card debt, this may be a good choice. Read more about managing credit in Chapter 4 “Accounts and Credit” in Financial Independence Essentials – What You Need to Know When You Are Starting Out.
Contribute to Your Emergency Fund: This rainy-day fund provides a financial cushion when unexpected bills or difficult life events happen. This allows you to deal with the unexpected in a lower-stress cost-effective way. Each one of our books details how you should have 3 – 6 months or more of expenses covered in a readily available account.
Invest in a Retirement Account: Open or add to a Roth or traditional IRA. Learn the difference in Chapter 6 “Planning for Major Life Events”
Read more about the approaches to gaining control of your finances in our books on financial independence
Check out our books on financial independence at
Raising Financially Children
Financially Independent Teen
Financial Essentials for Couples
Financial Essentials for Women by Women
Financial Essentials
Budgeting for Women by Women
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