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Budgets and Bills Move from paycheck to paycheck to saving for a goal

Budgets and Bills Move from paycheck to paycheck to saving for a goal

You may be spending all of your paycheck each month and you are wondering how you can begin to save! The first step is to look at what you are spending and determine what is essential and what is optional. Take some of that optional spending, say eating out, and convert it to a less expensive alternative like bringing lunch from home.

Or you may decide to take on a side gig to generate extra income.

Both of these will allow you to start to save in an emergency fund so that you can manage unexpected expenses. And once you have an emergency fund, you can begin saving for a goal. This could be for retirement, home ownership, or another goal that is important to you.

We have written five books to support you wherever you are in your financial life journey. Each of the books contains examples to help you move forward in budgeting and saving tailored to your life situation, including how to teach children and teens to budget and make conscious choices about whether to spend or save money.


hope that you will take the time to explore the book most suited for you.

Be sure to check out our website https://parentsfin.wixsite.com/website/. t our books on financial independence at https://parentsfin.wixsite.com/website/books or our books Raising Financially Independent Children, Financially Independent Teens, Financial Essentials for Couples, Financial Essentials for Women by Women, and Financial Independence Essentials on Amazon


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