Do you have an uncomfortable amount of debt? Are you having trouble paying off your entire credit card balance each month? How to Get Out of Debt  was written for anyone who has decided to take charge of their personal finances but needs a little guidance on how to create a new mindset and a new budget. This is a short, practical guide to steps that you can implement immediately.            How to Get Out of Debt is available for free on our website as an EPUB book, or on